Versatile Mixed-Use Investment Opportunity in the Heart of Bernal Heights. Exceptional mixed-use property offering flexibility, income potential, and a prime Bernal Heights location. The well-maintained street-level commercial space, previously occupied as a contractor's office, is move-in ready and ideally suited for professional, medical, retail, or service-oriented businesses. Above, a spacious and light-filled 4-bedroom, 1-bath residential flat provides comfortable living with an updated bathroom, generous kitchen, and convenient in-unit laundry. The residence is currently occupied by a long-term tenant, providing immediate rental income. Perfect for investors seeking stable cash flow or owner-users looking to operate a business below while building equity above. Seller financing may be available for qualified buyers with the right offer, creating a unique opportunity for flexible acquisition terms. Ideally situated near Holly Park, Saint Mary's Recreation Center, schools, neighborhood shops, popular dining destinations, and public transportation. Commuters will appreciate easy access to Muni, BART, Highway 101, and Interstate 280. A rare opportunity to own a versatile mixed-use property in one of San Francisco's most desirable and vibrant neighborhoods, ideal for investment, live/work, or future value-add potential.