Opportunity awaits in Loma Linda's highly desirable Blue Zone with this rare turnkey, dual-living property featuring two fully updated homes on a single lot-perfect for savvy investors or homeowners looking to live in one unit while generating rental income from the other.“Eligible for $15,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO MI.” The main residence offers 3 bedrooms and 2 bathrooms across 961 sq. ft., while the permitted 400 sq. ft. ADU features its own private entrance and dedicated parking. Both residences have been completely modernized with open-concept remodeled kitchens, upgraded bathrooms, engineered hardwood flooring, energy-efficient double-pane windows, fresh interior and exterior paint, and new doors and lighting. Key infrastructure updates include fully overhauled plumbing and electrical systems with a new panel, individual tankless water heaters for each unit, and a newly installed sprinkler system. Offering incredible income potential and flexibility in an exceptional location, this unique property won't last long-schedule your private showing today!