ASSUMABLE VA LOAN AT 2.75%! Approximate remaining balance of $382,000, available to an eligible service member using their own VA eligibility, subject to lender/VA approval and applicable requirements. This is a rare opportunity to take advantage of an attractive existing interest rate while owning a well-maintained, truly turn-key townhome in Carlsbad's desirable Valencia neighborhood within Rancho Carrillo. A welcoming private courtyard entry creates a pleasant outdoor space to relax, enjoy a morning coffee, or unwind at the end of the day. The interior of this two-story, 2-bedroom, 2.5-bath townhome features a highly desirable floor plan with two primary bedroom suites, each offering an ensuite bathroom and walk-in closet. Upstairs also includes a versatile loft and conveniently located laundry closet between the bedrooms. The main level offers comfortable living and dining areas, a kitchen, and a convenient half bath. An attached two-car garage provides secure parking and storage, while abundant community parking offers additional convenience. All appliances convey, making this a truly move-in-ready home. Enjoy the peaceful setting of the Valencia community, featuring a pool, playground, and picnic area, along with plenty of parking. As part of the greater Rancho Carrillo Association, homeowners also enjoy access to the Leo Carrillo Ranch Historic Park, Rancho Carrillo Community Swim Center and Clubhouse, picnic spots, barbeques, and walking trails, providing additional opportunities for recreation and relaxation. With its exceptional financing opportunity, inviting outdoor courtyard, dual-primary-suite layout, attached two-car garage, and desirable Carlsbad location, this well-maintained townhome offers a unique combination of value, comfort, and lifestyle.