Amazing value on this newer & beautiful 3-bedroom, 2-bath home at Rancho Monserate Country Club! Modern, bright, and thoughtfully upgraded, this home offers the best of resort-style living-with you owning the land and no monthly space rent. Step inside to 9-foot flat ceilings, dual-pane windows, luxury vinyl plank flooring, recessed lighting, and an open-concept floor plan designed for comfortable everyday living and effortless entertaining. The stylish kitchen features stainless steel appliances, solid-surface countertops, tile backsplash, built-in microwave, glass vent hood, farmhouse sink, deep pots-and-pans drawers, a large island with pendant lighting, coffered ceiling, and a spacious walk-in pantry. All three bedrooms are generously sized and pre-wired for ceiling fans. The spacious primary suite adds even more character with its coffered ceiling and recessed lighting. Step outside to your custom covered wraparound composite deck, the perfect place to relax, entertain, and enjoy the refreshing ocean breezes that flow through the valley. Situated on a desirable corner lot with attractive curb appeal, the home is conveniently close to guest parking and just a short stroll from the beautiful clubhouse. Resort-Style Amenities Your $354/month HOA fee includes access to an incredible 96 acres of amenities, including: Free golf on the lush, beautifully maintained golf course Tennis and pickleball Bocce ball Heated year-round pool and spa Putting green Billiards and table tennis Banquet facilities and card room Library Dog park Community garden Free RV parking Walking and biking trails Historic Mission Chapel Community pond And so much more! Conventional, FHA, and VA financing available. Two pets are allowed with approval. If you've been looking for a new, upgraded home where you own the land, with exceptional amenities and a welcoming resort-style community, this one deserves a look. Come see your new dream home at Rancho Monserate Country Club today!